2011 Five-year Top Performing Direct Plans Q3

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year and five-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of September 30, 2011 for Direct-sold 529 plans. Five-year performance ranking (click here for one-year performance table and three-year performance table): Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 26.64 2 Utah Utah Educational Savings Plan (UESP) Trust 28.77 3 New York New York's 529 College Savings Program -- Direct Plan 33.76 4 Nevada The Vanguard 529 Savings Plan 33.96 5 Ohio Ohio CollegeAdvantage 529 Savings Plan 34.34 6 Michigan Michigan Education Savings Program 36.15 7 Iowa College Savings Iowa 36.40 8 Arkansas GIFT College Investing Plan 37.10 9 Wisconsin EdVest (Direct-sold) 37.12 10 Nevada Upromise College Fund 37.76 11 Colorado Direct Portfolio College Savings Plan 39.54 12 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 40.37 13 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 40.48 14 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 41.07 15 Vermont Vermont Higher Education Investment Plan 41.11 16 Virginia Virginia Education Savings Trust (VEST) 41.28 17 New Jersey NJBEST 529 College Savings Plan 41.87 18 Georgia Path2College 529 Plan 42.36 19 Alaska University of Alaska College Savings Plan 42.64 20 Maryland College Savings Plans of Maryland -- College Investment Plan 43.53 21 Kentucky Kentucky Education Savings Plan Trust 43.81 22 Alaska T. Rowe Price College Savings Plan 45.20 23 Minnesota Minnesota College Savings Plan 45.25 24 Oklahoma Oklahoma College Savings Plan 50.50 25 Connecticut Connecticut Higher Education Trust (CHET) 52.06 26 Mississippi Mississippi Affordable College Savings (MACS) Program 54.32 27 South Dakota CollegeAccess 529 (Direct-sold) 54.67 28 District of Columbia DC 529 College Savings Program (Direct-sold) 55.77 29 West Virginia SMART529 WV Direct 56.74 30 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 58.99 31 West Virginia SMART529 Select 66.17 32 Arizona Fidelity Arizona College Savings Plan 68.49 33 New Hampshire UNIQUE College Investing Plan 69.40 34 Delaware Delaware College Investment Plan 69.45 35 Massachusetts U.Fund College Investing Plan 70.61 36 New Mexico The Education Plan's College Savings Program (Direct-sold) 87.83 - Alabama College Counts 529 Fund (Direct-sold) NA - California The ScholarShare College Savings Plan NA - Florida Florida College Investment Plan NA - Hawaii Hawaii's College Savings Program NA - Idaho Idaho College Savings Program (IDeal) NA - Illinois Bright Start College Savings Program -- Direct-sold Plan NA - Indiana CollegeChoice 529 Investment Plan (Direct-sold) NA - Louisiana START Saving Program NA - Maine NextGen College Investing Plan -- Client Direct Series NA - Montana Montana Family Education Savings Program Investment Plan NA - Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA - Nebraska TD Ameritrade 529 College Savings Plan NA - Nevada USAA 529 College Savings Plan NA - North Carolina National College Savings Program NA - North Dakota College SAVE NA - Oregon Oregon College Savings Plan NA - Pennsylvania Pennsylvania 529 Investment Plan NA - Texas Texas College Savings Plan NA NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: JFH Innovative LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here. Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year and five-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of September 30, 2011 for Direct-sold 529 plans. Five-year performance ranking (click here for one-year performance table and three-year performance table): Rank State Plan Percentile 1 Kansas Schwab 529 College Savings Plan 26.64 2 Utah Utah Educational Savings Plan (UESP) Trust 28.77 3 New York New York's 529 College Savings Program -- Direct Plan 33.76 4 Nevada The Vanguard 529 Savings Plan 33.96 5 Ohio Ohio CollegeAdvantage 529 Savings Plan 34.34 6 Michigan Michigan Education Savings Program 36.15 7 Iowa College Savings Iowa 36.40 8 Arkansas GIFT College Investing Plan 37.10 9 Wisconsin EdVest (Direct-sold) 37.12 10 Nevada Upromise College Fund 37.76 11 Colorado Direct Portfolio College Savings Plan 39.54 12 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 40.37 13 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 40.48 14 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 41.07 15 Vermont Vermont Higher Education Investment Plan 41.11 16 Virginia Virginia Education Savings Trust (VEST) 41.28 17 New Jersey NJBEST 529 College Savings Plan 41.87 18 Georgia Path2College 529 Plan 42.36 19 Alaska University of Alaska College Savings Plan 42.64 20 Maryland College Savings Plans of Maryland -- College Investment Plan 43.53 21 Kentucky Kentucky Education Savings Plan Trust 43.81 22 Alaska T. Rowe Price College Savings Plan 45.20 23 Minnesota Minnesota College Savings Plan 45.25 24 Oklahoma Oklahoma College Savings Plan 50.50 25 Connecticut Connecticut Higher Education Trust (CHET) 52.06 26 Mississippi Mississippi Affordable College Savings (MACS) Program 54.32 27 South Dakota CollegeAccess 529 (Direct-sold) 54.67 28 District of Columbia DC 529 College Savings Program (Direct-sold) 55.77 29 West Virginia SMART529 WV Direct 56.74 30 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 58.99 31 West Virginia SMART529 Select 66.17 32 Arizona Fidelity Arizona College Savings Plan 68.49 33 New Hampshire UNIQUE College Investing Plan 69.40 34 Delaware Delaware College Investment Plan 69.45 35 Massachusetts U.Fund College Investing Plan 70.61 36 New Mexico The Education Plan's College Savings Program (Direct-sold) 87.83 - Alabama College Counts 529 Fund (Direct-sold) NA - California The ScholarShare College Savings Plan NA - Florida Florida College Investment Plan NA - Hawaii Hawaii's College Savings Program NA - Idaho Idaho College Savings Program (IDeal) NA - Illinois Bright Start College Savings Program -- Direct-sold Plan NA - Indiana CollegeChoice 529 Investment Plan (Direct-sold) NA - Louisiana START Saving Program NA - Maine NextGen College Investing Plan -- Client Direct Series NA - Montana Montana Family Education Savings Program Investment Plan NA - Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA - Nebraska TD Ameritrade 529 College Savings Plan NA - Nevada USAA 529 College Savings Plan NA - North Carolina National College Savings Program NA - North Dakota College SAVE NA - Oregon Oregon College Savings Plan NA - Pennsylvania Pennsylvania 529 Investment Plan NA - Texas Texas College Savings Plan NA NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: JFH Innovative LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here.

The Model T Revolutionized The Automotive Industry

When Henry Ford began making cars, he felt that the automotive was destined to make the horse and carriage disappear. However, to make that happen first he needed to produce a car that was affordable by everyone. In 1908, he achieved that with the production of the Model T. The Model T revolutionized the automotive industry. The Model T was the first affordable car for the masses. Its affordability came from several properties. First, the Model T featured all interchangeable parts. Parts in one Model T were exactly the same as the parts in another model T made in the same year. Second, the Model T was the first car to contain vanadium steel parts, which were stronger, more dependable and lighter weight than previous steel pieces and they could be manufactured easier. Third, the Ford Company was the first company to employ a moving assembly line which allowed them to assemble the cars faster than anyone else. In the early 1900s, the automotive industry was a burgeoning business with many competitors trying to out-do each other. Companies rose and fell on a regular basis. By 1903, 214 different companies had arisen in America to manufacture the automobile. However, by 1904, at least 84 of those had either ceased to exist or changed to a different line of work. (Ford, 234) When he joined the ranks of manufacturers in 1903, Henry Ford was determined to make his company work. When the Ford Motor Company began, it like many other companies of its time, ordered parts for theirShow MoreRelatedEssay on Henry Ford921 Words   |  4 Pagesautomobile will usually come to mind. Most people don’t think about the man behind that name, Henry Ford. Henry Ford was the man responsible for the Ford Motor Company (FMC). He was also the creator of the invention that changed the mass production industry, the assembly line. As you read on you will learn about Henry Ford’s life, the FMC, and the assembly line. FORD’S LIFE nbsp;nbsp;nbsp;nbsp;nbsp;In Wayne County, Michigan on July 30, 1863, a pair of Irish immigrants, William and Mary Ford, gaveRead MoreTesla Overview, Industry Products1663 Words   |  7 Pages Tesla Overview, Industry Products â€Å"Tesla Motors, Inc. is an American automotive and energy storage company that designs, manufactures, and sells electric cars, electric vehicle powertrain components, and battery products.† Founded in 2003, the car company has taken the industry by storm by providing sleek, innovative and futuristic automobiles. In addition, the car manufacturer has revolutionized the automotive, renewable energy and manufacturing industry. Although the concept of the Telsa automobileRead MoreThe Power Of The Assembly Line1507 Words   |  7 Pagesmodifying the world and it is the main force behind every industry on earth. 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And almost a century after Toyota car company reinvented again the automobile industry creating the first hybrid namedRead MoreThe Invention Of The Automobile1051 Words   |  5 PagesHistory One could argue that one of the best inventions of the 1900’s was the Model T Ford or Tin Lizzie. The invention of the automobile has certainly left an indelible mark on the American Society. Consequently, the automobile has become the center of an extraordinary industry with the assembly lines and mass production techniques. These elements have essentially revolutionized the automobile industry. The Model T Ford made car travel affordable for the working class. 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Industries from the past who mastered the concept of an assembly line have risen to the top and become one of the most successful industries ever. Henry Ford, one the most innovative person grasps the idea of Total Cost Minimization andRead MoreResearch Paper Henry Ford1111 Words   |  5 Pagesespecially not the working class. Henry Ford revolutionized the automotive industry in the late nineteenth and early twentieth centuries. With Fords devotion to mechanics, he perfected the assembly line, developed cheap cars for the common people, and sparked an era of mass production. Due to this, Ford paid higher and his contributions allowed the common people to have access to cars. Fords innovation of the assembly line transformed the automobile industry from just an expensive piece of fancy metalRead MoreBackground to Six Sigma in Business Process Improvement969 Words   |  4 Pagesprofitability. It also increased an emphasis on managements commitment to utilizing the strategic planning system to actually implement a cause-effect relationship within the manufacturing model. However, when all the bells and whistles come off, and all the statistical data and measurement are broken down, the model is really a quality improvement template. It is not designed for any subjectivity and often fails to take into account that margin of error is different on divergent products and servicesRead MoreAssembly Line Essay1697 Words   |  7 Pagesline† and started the mind change in the targeting of markets. The assembly line was a way in building a final product using various people that would build particular parts, and then would assemble them together as a whole ; this was a success and revolutionized the world of manufacturing. Although many opposed to this idea in the early stages, and many independent builders suffered from this method of building, the assembly line was one the best things that could have happened to the U.S. because it

Negative Impact Of Social Media - 975 Words

Throughout history, technology in the world has evolved from the invention of tools for survival to the invention of social media for communication. Social media started playing a big role in the world around 1997 when a site called Six Degrees was created. However, in 1999, the first blogging site became popular and this type of social media is still popular today. For example, Instagram, Snapchat, and Twitter can all be considered blogging sites that are popular in current time. Due to social media, there has been a decline in social interaction. According to a UCLA psychology study, people who spend more time on their phones lose the ability to recognize the emotions of others. Social media has been an important part of everyday life†¦show more content†¦Finally, document four demonstrates how human contact has negatively declined. Instead of trying to figure out things and talk face to face, Chase automatically turned to fighting. Chase turned to fighting, however, becau se he mistook Sam’s response as sarcastic instead of sincere. Texting allows for emotions to get confused, which ultimately leads to miscommunication. Technology allows the violent act of peer pressure to occur more often. For example, in document one, it can be seen that Mr.Huber, the baseball coach, is trying to peer pressure the principal into letting Chase play. In the email, Mr. Huber used ethos to make himself sound disappointed about Chase getting expelled. This emotion makes the principle feel guilty, which is that goal of the email. The same technique was used in document two. It can be seen in document three and four that peer pressure was used to persuade the opinions of others. For example in document three Alex threatened anyone who supported Sam. Alex’s reason for this, however, was to suck up to Chase for the tweet he made earlier about him being better at baseball. Document six uses peer pressure in a different way. The document makes you think that you are thinking for yourself when really you are not. The librarian wrote the paper like this to try and convince everyone to agree. This affects interactions because then no one can think for themselves or has different ideas. Finally, the writers of document seven wantShow MoreRelatedThe Negative Impact Of Social Media852 Words   |  4 PagesThe Negative Impact of Social Media According to the Pew Research Center, â€Å"41% of social media-users have experienced at least one negative outcome as a result of using a social networking site.† In this article, Norton uses logos, pathos, and ethos to explain his standpoint to his audience. Logos are used when Norton brings up the legal issues of social media such as privacy concerns. Bringing the reader into Norton’s own personal experiences of abuse and name-calling uses pathos. 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Reflection Paper On Personality - 1427 Words

For this paper, I wanted to get an analytical point of view on what my personality is. To do this, I took two personality tests from the Similar Minds website. The first one I took was the Big 45 Test. That personality test consisted of 225 questions that gave me the answer range from ‘very inaccurate’ to ‘very accurate’. My results were nearly similar in percentage; for Extroversion I got 59%, Accommodation is 67%, Orderliness is 59%, Emotional Stability is 51%, and Open-mindedness is 73%. What I liked about this test is that it broke down each section down even further. For example, when I looked at the category Extroversion, I was given specific percentages for the labels that fall into the Extroversion group like ‘Leadership’. So, for†¦show more content†¦For the Big 45 Test, my percentage for Open-mindedness is nearly spot on with how I would describe myself. But, when I break down a category even further, like the Accommodation ca tegory, I don’t believe that my ‘Nurturance’ is as high as it claims I am, which is a 66% on the exam. The reason I say this is because since I scored high for this subcategory, it means that I am ‘people pleasing’ and that I come last instead of putting my needs first. I will admit, that when I was younger I was someone who was like that. In fact, had I taken this exam a few years ago I probably would have scored higher than a 66% on this specific subcategory. But, because of personal growth, I feel like I have learned how to put myself first. I learned that I need to put myself first before I put others first because if I want to give people the best care I need to feel like I am at my best. For the R-Drive Personality, I think my Independence score is spot on with how I act around and towards others. I have always been someone who likes to do things on their own, but I am also learning how to ask for help when I need it. That is why I scored a 66% on Independence. As for what I oppose on my results is my Hedonism score, which is a 72%. Having a high Hedonism score means that I am someone who is highly proven to be a drinker, smoker, and drug addict. People who have a high score of Hedonism like to act against the rules, even when their safety is on the line. They also are more likely toShow MoreRelatedPersonality Reflection Paper939 Words   |  4 PagesPersonality Reflection Paper Debbie Cooper PSY/250 July 30, 2012 AnneySnyder Personality Reflection Paper The following will reflect this researchers understanding and reflection on personality, how it defines one, what it means, and if one’s personality changes to fit certain situations. At the end this researcher may have a better insight into herself as well as the personalities of others. 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This paper will highlight the results from the McGraw-Hill Connect assessment as they apply to my personality, core values, decision making, problemRead MoreThe Role Of Personality Traits Of A Leader1023 Words   |  5 PagesSynthesis Paper The three empirical articles primarily studies is about leadership and how personality traits of a leader can reflect and affect his or her role. The first article was conducted by Liliendfel, Waldman, Landfield, Watts, Rubenzer, and Faschingbauer in 2012 titled, â€Å"Fearless Dominance and the U.S. Presidency: Implications of Psychopathic Personality Traits for Successful and Unsuccessful Political Leadership† whose purpose is to evaluate and measure the personality of the 42 U.S. presidentsRead MorePersonality Reflection976 Words   |  4 PagesDelawrence Reed Psy/250 Version 6 Professor Wilkerson Personality Reflection Personality cares for the important, strong measures of a human being’s psychological vitality. 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Art can symbolize the personality of theRead MoreThe Souls Journey: Death And Rebirth1156 Words   |  5 Pages The idea of surviving death has been floating around for years and has been debated by many. It is undeniable that the physical body cannot survive death, but the soul is a whole other matter. The soul itself, the containment of our thoughts, personality and experiences, survives the biological death of the body. The belief in the soul requires the belief in reincarnation based simply on science because of the laws of thermodynamics. Energy cannot be crea ted or destroyed- it can only change its

Essay about The Life Journey of John Steinbeck - 1264 Words

The Life Journey of John Steinbeck Every great writer had their own influences, John Steinbeck was no exception. Steinbeck’s influences cam from family, friends, and his environment to write detailed descriptions to involve or influence the reader. Whenever someone reads one of John Steinbeck’s works they are in immersed in the scene he is describing, he makes you feel as if you are right there experiencing everything there first hand. Steinbeck had a relatively normal childhood growing up in Salinas Valley California. Steinbeck was born on February 27 1902 in Salinas Valley, California. His father was John Steinbeck Sr. who worked as the Monterey County Treasurer, and his mother, Olivia, worked as a school teacher. Steinbeck mother†¦show more content†¦Steinbeck first three novels, Cup of Gold published in 1929, Pastures of Heaven published in 1932, and To a god Unknown published in 1933, went unnoticed. His novels did so bad that his first novel Cup of Gold failed to earn back the $250 his publisher gave him in advance. Steinbeck’s first novel that was noticed was Tortilla Flat published in 1935. This novel received critical acclaim and won the California Commonwealth Club Gold Medal. Steinbeck’s next novel was Of mice and Men published in 1937, this novel is about the dreams of two immigrant workers who were working on a ranch to save up money to buy their own ranch. This novel centered on themes of loneliness, racism, and the struggle for independence. Of Mice and Men was later made into a move. Steinbeck is best known for The Grapes of Wrath. It was published in 1939; the impact of the book was compared to that of Harriet Breecher Stowe’s Uncle Tom’s Cabin. Steinbeck writes The Grapes of wrath when the United States was recovering from the great depression of the 1930’s. The Grapes of Wrath was also later made into a movie by John Ford in 1940. Fleeing the publicity of this novel Steinbeck went to Mexico to film the documentary Forgotten Village. The title originated from Julia Ward Howe’s The Battle Hymn of the Republic published in 1861. In 1940 John Steinbeck won the Pulitzer Prize for this novel. Steinbeck’s next novels were The Sea of Cortez publishedShow MoreRelated Humanitys Journey in Steinbecks The Grapes of Wrath Essay1150 Words   |  5 PagesHumanitys Journey in Steinbecks The Grapes of Wrath As a major literary figure since the 1930s, Steinbeck displays in his writing a characteristic respect for the poor and oppressed. In many of his novels, his characters show signs of a quiet dignity and courage for which Steinbeck has a great admiration. For instance, in The Grapes of Wrath, Steinbeck describes the unrelenting struggle of the people who depend on the soil for their livelihood. 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Pros and Cons of Social Media in Business-Free-Samples for Students

Question: Discuss about the Pros and Cons of social media in business. Answer: Introduction Social media has become the essential part for the world which provides the facility for one person to communicate with millions of people around the world. Internet technologies are the supportive in the progress of social media. There are no hard barriers in the social media system. The growth of the business can be done in progressive manner with taking help of social media. Adidas, Titan, Toyota and many brands are taking help of social media to expand its business in all over the world (Aral, Dellarocas and Godes, 2013). The topic has been opted for this research is reward and drawback of social media networking in the growth of the business. The advantages as well as disadvantages will be reflected in this research. The major aim and the scope will be elaborated to provide better understanding for further research. Objective of the research Social media has become necessary component in the growth of the business and the aim of the research to look at the pros and cons of social media networking in the business. To expand its business, there are many companies that use social media to get competitive advantages and to interact with their customers. Scope of the research The cost of the company can be controlled with taking help of social media networking in business. The research has been conducted for the purpose of evaluating the pros and cons of social media networking in business. Literature review The platform of social media is considered as the new trend and quickly progressing way in which businesses are able to find out targeted customers in easiest manner. Social media networking is helpful to promote the products and services of the company. It has been analyzed that this kind of marketing is measured as a division of online marketing activities that accomplish the conventional encouragement strategies such as newsletter, e-mail and online advertising campaigns. There are various social media sites which have various features and forms (Fita, 2012). Facebook was introduced in February 2004 and it has been evaluated that as of now Facebook has more than 900 million active users. According to Bernie Borges (2009), twitter is the second largest site of social media and it is the combination of micro blogging and social network. Twitter is provided services to its user to share real time experiences. It has been found that these two social media are among the valuable and us ed by so many people. Social media are helpful to convey with huge number of people at one time through social media sites. There is various kind of business such as travel and tourism, retailers, wholesaler, electronics and many other that have attained a lot by expanding their business online (Fuchs, 2017). Pros of social media networking Social media has proven itself popular by providing success to many companies. It aids a wide range of people to get knowledge about everything such as job search, travel facility, education and many more. Companies are involving the social sites to attract customers towards companies and for showing the company revenues and expenditures publically. Various opportunities and market position are built stronger through the social media. Social networking is attaining the much popularity in the era of globalization. The business has adopted the social media platform to promote their products and services in the market which is economically good for the business and spread information regarding products and services in lesser time which is advantageous for the business (Hajli, 2014). There are various advantages of social media networking in the business and the major benefit point of it is the cost-related. The financial barriers in the context of social media marketing are quiet low in comparison to others. It provides the facility to free access, create profile and post information. On the other hand the campaigns of traditional marketing can spend millions of dollars. Social media marketing is free for the business which allows business to run the business on a limited budget (Hudson and Thal, 2013). Business need to analyze the target market before expanding the business. Social media offer marketers with the ability to target audiences and customers on the basis of personal interest of site users. For instance, list country music is one of the well known sites that provide the ads about artist and concert. Along with that it has numerous advantages such as cost efficient, better customer relationship, expansion of customers, brand awareness and enhance the exposure of the company (Jain, Joshi Shashi, 2014). It has been analyzed that the social networking is aiding to enhance the business. Social media is giving access to various businesses to expand it products and services in all over the world. Along with that social media services are allowed to increase in inbound traffics. Customers are the key of success and it is vital for the organization to improve the customer satisfaction by providing them efficient quality. As per Johnston, (2014), social media networking allows cu stomers to post their query and issues regarding services and products to the site of the company in the form of feedback so that company can improve the services as per the feedback of the customer for maintaining the reputation of the company. Communication is the effective tool which reduces the distance of working. Social media is a medium to interact with customers, clients and employee of the company by using various methods of communication. There are two kind of communication plan and company can execute both internal as well as external communication platforms (Nadeem, et. al., 2015). It has been allowed by the social networks to easily collaborate on the project of the business. Social networking aids in rapid decision making between employees because it is easier for them to provide feedback about the services or products in quick manner. Along with that it is helpful to amplify the business contacts. The implementation of social media policy will amplify the reputation o f the business. It has been found that there are various applications are being used by many organizations to enhance their workplace communication. There are various applications such as Slack, Socialcast, and Yammer which is liable to enhance the productivity and the security of the internal communication. The software of communication offers facilities such as easy life sharing, group chat and team collaboration to improve the efficiency of the employees (Ngai, Tao and Moon, 2015). The organization can considerably amplify their market share by approaching a newer target market. It has been found that the company can search products of company by penetrating for similar things. The company can approach globally in true manner with the help of social media. It provides opportunity to various customers in all over the world to find and buy the products as per their desire and need through social media (Ciprian, 2015). These kinds of approach are liable to enhance the sales of the organization. E-commerce websites are introduced as boon for the business in which business can import as well as exports products from various countries. It has been analyzed that traditionally, business has to open new outlets to expand its business and to increase their sales, but social media has given the opportunity to the business to sell the products in all over the world from one shop which is quiet good. It has been analyzed that the shopping market is booming with efficient players of online business and there are so many large companies that have been doing online business such as Alibaba, eBay, Amazon and many more. Haythornthwaite, (2005), stated in the research that Amazon is one of the largest online business market in all over the world that sell more than 26billion items on a peak day. It provides the facilities to the customer to select the items from their home without going anywhere from a vast variety of items Cons of social media networking The role of social media networking has grown rapidly in the context of progressive business and various businesses uses it for a range of purposes such as marketing, research, online sales and communication. The social networking sites have numerous advantages but it has drawback as well. The cons of social networking sites are security issues, cyber attacking, false information, wrong advantages of service and hacking. The cons or drawbacks of the social media should be analyzed by the company before adopting the social policy in the companies. According to Schroeder, (2014), hacking is the process of accessing the unauthorized data of the company by adopting the illegal manner. There are numerous people who hack the system for gathering the sensitive information of the company. Nadaraja Yazdanifard, (2013), discussed in his paper that social networking enhances the chance of hacking and increasing the cost of security and firewalls to avoid hacking. There are so many companies ar e become the victim of hacking in todays world which alert others to get protected from hacking. These companies are Sony, JP Morgon, eBay and many more. These companies had to face various issues regarding their reputations and suffered from huge losses due to hacking. Hacking can grab the personal information of the employees of the company such as passwords, bank information, and personal data (Sachs, 2016). Inside risk is another disadvantageous factor of the social media networking because it has been found that the unsatisfied customers can post unfavorable comments on the sites of the company which is not removable. That is why company need to check their social media accounts many times of the day. As per Rosenblatt (2015), the inside risk refers the high chance of hacking because it is done by inside person. There are various examples of inside risk and one of the major examples of it is Morgan Stanley, inside attack on the company. It is integral for the company to build the clear and strong social networking strategies. The benefits of the company can be affected due to lack of social media policy in the company. The role of social media strategy is vital for the organization and one mistake can bring the adverse situation for the company (Talpau, 2014). It has been seen that along with that there can be trademark and copyright issues that is why it is essential for the company t o prevent their trademarks and copyright while using social media to encourage the products and services to the targeted market. It has been found that the companies are spending a large amount to prevent their social media accounts; they are investing a huge amount heavily on firewalls and security software. The cost of software is high and it is necessary fo the campny to keep updated the softwares for using in beneficail point of view. It has been estimated that$113 billion will be reached of cube security which is quiet big amount. Social media networking has become the addiction in the view of many people and they use it from morning to evening which may impact the performance of the individual. It has been analyzed that the interest of employees are diverted due to interaction with people by social media sites. It has been studied from the article of Mangus (2014) that more than 90% people are addicted of social media and wasting their countless time to scroll up and down on Facebook and many other sites. Trust is considered as the unique dimension of transactional security and privacy that play a vital role in developing the customer loyalty to social media marketers. It has been evaluated that the fear of online credit card fraud has been one of the key cause consumers have not made wide online purchasing. Furthermore, trust is interlinked with the security which is integral factor in the process of online purchasing. Customers cannot touch, feel, smell or touch the product and they order on the basis of trust and they are unable to look into the eye of the salesperson. Therefore, brand trust is vital for the organization which may increase the sales of the company. Brand trust generally provides a facility in the context of reduction of uncertainty. It has been cleared that the trust of customers on the brand and the services of the company can overcome the disadvantages of the internet that is to overcome the perceptions that the Internet is an insecure, untruthful, and untrustworthy marketplace (Tiwari, 2012). There are many workers who are suffering from cyber bullying on the social networks of their company by their colleagues. The concern of suicide, harassment, depression has taken place in the organization due to this kind of harassment which is liable to hamper the position of the company in the view of outsiders. However, there are various issues and challenges of social media networking but the success of it is dependent on the right use of the social media in the company. There are number of people that are not connects with the company as physically but social media gives them physical existence and provide opportunity to connect with company without joining physically. Conclusion From the above discussion, it has been concluded that the role of social media networking is crucial in todays world because it can be established anywhere with the internet connections. The social media encourages the business to expand it globally. But along with that it has provided some drawback as well which may hamper the situation of the company adversely. It aids business to interact with the large number of people instantly who are interested in their products and services. Social networks help out in market research, executing campaigns and instantly communication with interested persons. It has been found that there are various applications are being used by many organizations to enhance their workplace communication. References Aral, S., Dellarocas, C. and Godes, D., 2013, Introduction to the special issuesocial media and business transformation: a framework for research, Information Systems Research,24(1), pp.3-13. Australian business and social media, 2016, Platform Communications, Retrieved from https://platformcommunications.com.au/australian-business-social-media-haves-nots/ Ciprian, P. 2015, "The growing importance of social media in business marketing",Quaestus,, no. 7, pp. 94. Fita, M., 2012, 6 Reasons Why Social Networking is So Popular These Days, Brandiginity. Fuchs, C., 2017,Social media: A critical introduction, Sage. Hajli, M.N., 2014, A study of the impact of social media on consumers,International Journal of Market Research,56(3), pp.387-404. Haythornthwaite, C. 2005, Social networks and Internet connectivity effects,Information, Community Society,8(2), pp.125-147 Hudson, S. and Thal, K., 2013, The impact of social media on the consumer decision process: Implications for tourism marketing, Journal of Travel Tourism Marketing,30(1-2), pp.156-160. Jain, M. S., Joshi, M. P., Shashi, M., 2014, Impact of social media on business.target,1, 1. Johnston, M. P., 2014,Secondary Data Analysis: A Method of which the Time Has Come,Qualitative and Quantitative Methods in Libraries, pp. 619 626. Mangus, Q. 2014, How Much Time Do Employees Spend On Social Media, Micro Focus.Retrieved from https://blog.microfocus.com/how-much-time-do-employees-spend-on-social-media/# More,R, M Kumar, A, 2014, A Study of Current Scenario of Cyber Security Practices and Measures: Literature Review, International Journal of Engineering Research and General Science Volume 2, Issue 5, August-September, 2014 ISSN 2091-2730. Nadaraja, R Yazdanifard, R. 2013, Social Media Marketing Social Media Marketing: Advantages and Disadvantages, Research Gate. Nadeem, W., Andreini, D., Salo, J. and Laukkanen, T., 2015, Engaging consumers online through websites and social media: A gender study of Italian Generation Y clothing consumers, International Journal of Information Management,35(4), pp.432-442. Ngai, E.W., Tao, S.S. and Moon, K.K., 2015, Social media research: Theories, constructs, and conceptual frameworks, International Journal of Information Management,35(1), pp.33-44. Robischon, N. 2017, Why Amazon is the worlds most innovative company of 2011, Fast Company. Retrieved from https://www.fastcompany.com/3067455/why-amazon-is-the-worlds-most-innovative-company-of-2017 Rosenblatt, S. 2015, The biggest cyberthreat to companies could come from the inside, CNET.Retrieved from https://www.cnet.com/news/the-biggest-cyber-threat-to-companies-could-come-from-the-inside/ Sachs, J 2016, The 7 Best Social Media Channels for Business Marketing, The Huffington Post. Schroeder, H. 2014, "Social media in business strategy: the learning and development implications",Development and Learning in Organizations: An International Journal,vol. 28, no. 6, pp. 12-15. Talpau, A. 2014, "social media - a new way of communication",Bulletin of the Transilvania University of Brasov. Economic Sciences. Series V,vol. 7, no. 2, pp. 45-52. Tiwari, H. 2012, Pros and Cons Of Social Networking Sites, International Journal for Science and Emerging Technologies with Latest Trends, 1(1)

Title Anderson I Want to know Why Essay Example For Students

Title: Anderson I Want to know Why Essay Wordcount: 785 Anderson: I Want to know Why People become human through common experiences. The thread running through this essay clearly demonstrates the power that a shared love for horses and racing overcomes racial boundaries. The introductory paragraph with its masterly structure accounts for the storys gripping power. The narrator brings us vividly into the story as we got up at four in the morning, that first day in the east. He and his friends with the true instinct of Kentucky boys had found our way across town and to the race tracks and stables at once. The love of horses, as the narrator tells us is that everyone in our part of Kentucky who is anyone at all, likes horses. Certain values and conditions are highly prized in this part of Kentucky. The racing season with new colts, bloodlines, legendary horse families and trainers all share a common bond of shared love for the thoroughbreds and champions. The narrator, a white boy, is envious of the black cook, Bildad for his closeness to the horses life. He states that he is going all season to the races and working in the livery barn in the winter where horses are and where men like to come and talk horses, wish I was a nigger. Its a foolish thing to say, but thats the way I am about being round horses, just crazy, I cant help it. Young people are ambitious, regardless of color and the similarities in taste demonstrates the similarity of persons of all races. Disappointed dreams and fantasies play an important role in the theme of shared love. As the young narrator so painfully writes when I was ten years old and couldnt be a rider I was so sorry I nearly died. The black boys in contrast cannot dream of riding a winner but demonstrate their love as stable boys caring for the thoroughbreds. I would like to be a stable boy, but had to give that up too. Mostly niggers do that work. On the big horse farms, when the horses are led out you sit on a fence with men, whites and niggers, and chew tobacco and talk, and then the colts are brought out. The picture of a shared experience of watching beautiful animals. Love and beauty can rescue ordinary lives. The narrator convinces himself that he can always pick a winner, Its in my blood like in the blood of race track niggers and trainers. The excitement of race day dawns and then the bugle blows for post and the boys that ride come running out with their silk clothes on and you run to get a place by the fence with the niggers. The sight of the thoroughbreds all nervous and sweaty and shiny brings a thrill to people of all races. Everyone gets caught up in the moment and ambience of the Saratoga racetrack. The narrator, like many in the crowd follows particular horses. Middlestride and Sunstreak were two particular favorites. Middlestride, the gelding is long and awkward but goes away slow and is always way back at the half, then he begins to run and if the race is a mile and a quarter hell just eat up everything and get there. In contrast the stallion Sunstreak is hard all over and lovely to look at and run like a bird dog. These horses are loved by all and I didnt want to see either of our horses beaten. The old men in Beckersville said and the niggers said so. It was a fact. Here is a genuine love and respect for these fine horses, one that is valid and intense. There are a few winners and many losers along the passage of life, white and black men can perhaps identify themselves in the challenge of lifes race. Another example of shared love is the love for Sunstreak by his trainer Jerry Tillford and the narrator. Sunstreak was standing quiet and letting the niggers rub his legs and Mr. .u5ee76e6e1e5d686a994e3aacdfa02b43 , .u5ee76e6e1e5d686a994e3aacdfa02b43 .postImageUrl , .u5ee76e6e1e5d686a994e3aacdfa02b43 .centered-text-area { min-height: 80px; position: relative; } .u5ee76e6e1e5d686a994e3aacdfa02b43 , .u5ee76e6e1e5d686a994e3aacdfa02b43:hover , .u5ee76e6e1e5d686a994e3aacdfa02b43:visited , .u5ee76e6e1e5d686a994e3aacdfa02b43:active { border:0!important; } .u5ee76e6e1e5d686a994e3aacdfa02b43 .clearfix:after { content: ""; display: table; clear: both; } .u5ee76e6e1e5d686a994e3aacdfa02b43 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u5ee76e6e1e5d686a994e3aacdfa02b43:active , .u5ee76e6e1e5d686a994e3aacdfa02b43:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u5ee76e6e1e5d686a994e3aacdfa02b43 .centered-text-area { width: 100%; position: relative ; } .u5ee76e6e1e5d686a994e3aacdfa02b43 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u5ee76e6e1e5d686a994e3aacdfa02b43 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u5ee76e6e1e5d686a994e3aacdfa02b43 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u5ee76e6e1e5d686a994e3aacdfa02b43:hover .ctaButton { background-color: #34495E!important; } .u5ee76e6e1e5d686a994e3aacdfa02b43 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u5ee76e6e1e5d686a994e3aacdfa02b43 .u5ee76e6e1e5d686a994e3aacdfa02b43-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u5ee76e6e1e5d686a994e3aacdfa02b43:after { content: ""; display: block; clear: both; } READ: Agriculture Essay Van Riddle himself put the saddle on. The horse was like a lightening rod and connected people in their admiration and expectations. Seemed to me there